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You’ll need to select a lender and complete an application. Depending on the lender, you may be able to apply in person, by phone or online. All lenders require you to provide information about yourself and anyone else, such as a spouse or partner, who will be listed as a co-borrower on the mortgage.
Right now, online portals are the most popular electronic option. Automation has come a long way, but most borrowers still want help from another person when completing a mortgage application.
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