· Down payment assistance programs can benefit first-time buyers The housing market is in the midst of recovery from its 2009 collapse. Houses are selling and prices are rising.
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First-time homeowner grants are designed to cover the down payment requirement. The combination of the grant plus the first mortgage will enable you to purchase a home with a zero down payment. These programs are for first-time homebuyers, however some define a first-time homebuyer as someone who has not owned a home within the past three years.
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City of Houston HOPE Program – Houston Texas Mortgage – City of Texas City First Time Homebuyer’s Down Payment Assistance Program (DPA) Low and moderate income families who are eligible for first-time homebuyers assistance can receive up to $5,000 to assist with the down payment and closing cost towards their new home.
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* Available to first time home buyers only. Buyers can maximize their benefits when they combine a Texas Mortgage Credit Certificate with a mortgage loan! Eligibility. First time homebuyer, veteran or a homebuyer who has not owned a home within the past three years;
Houston NeighborhoodLIFT Grant, first time home buyer loan programs, and incentives – blog post by Houston homes and neighborhood blog. Comment and join the discussion.