Mortgage Loan Basics Fixed-rate mortgage – Interest rate remains the same for the life of the loan providing you with a stable and predictable monthly payment.; Adjustable-rate mortgage – Interest rate is flexible and subject to adjustments-either on specific dates (3-, 5-, 7-year adjustments) or based on market conditions.

 · If you use a long-term home equity loan for a short-term expense, even with a lower APR, you could pay more interest over time than if you had used a different form of financing. home equity loans are commonly available for up to 30 years, while personal loans typically have a maximum repayment period of seven years.

Mortgage Programs & Loan Options. Whether you’re buying your first home, moving up or downsizing, knowledge is power when making important financial decisions. That’s why SunTrust Mortgage wants you to know about all of the mortgage programs and loan options available to you.

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100% Home Loans True 100% home loans are a thing of the past, but you can get a no deposit loan by using a guarantor or being creative with your deposit savings.

The California Housing Finance Agency – CalHFA offers a variety of loan programs to help homebuyers and first time homebuyers purchase a home in.

100% Financing Home Loans in 2017 (USDA, VA, FHA) These zero-down home loans are great for first-time homebuyers. Get pre-approved with our lenders.

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That includes payday loans. monthly take-home pay. This is to ensure that you’re not borrowing more than you can pay back.

We offer a variety of mortgage solutions to fit the needs of our customers.. Up to 100% financing; No private mortgage insurance required; Loan amounts up to.

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